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Tools & Calculators

Do the maths before
you decide.

Quick, practical calculators for tax, GST, HRA, loans and investments — useful for a first estimate, not a substitute for advice specific to your situation.

Five calculators, one page, no sign-up

Everything runs in your browser — nothing you enter is sent anywhere.

Income Tax Calculator

Enter your annual income to compare tax payable under the new and old regimes for FY 2025-26 (AY 2026-27).

₹2L₹50L
₹0₹5L
Estimated tax payable
New regime
Old regime
Difference
Effective rate
Illustrative only — uses FY 2025-26 slab rates plus 4% cess, with marginal relief on the new-regime rebate. Does not model surcharge above ₹50L, capital gains, or age-based exemptions.

HRA Exemption Calculator

Old regime only. Exemption is the lowest of: HRA received, rent minus 10% of basic, and 50%/40% of basic for metro/non-metro.

City
Monthly HRA exemption
Taxable HRA (monthly)
Annual exemption
Binding test
Illustrative only. HRA exemption is available under the old regime only. Rent above ₹1,00,000/year requires the landlord's PAN.

GST Calculator

Add GST to a base amount, or extract the base and GST from a total.

GST rate
Type of supply
Total amount
The correct rate depends on the HSN/SAC classification of your goods or services — check with us if you're unsure.

Loan EMI Calculator

Estimate the equal monthly instalment for a home, car, personal or business loan.

%
Monthly EMI
Principal Interest
Principal
Total interest
Total payment
Instalments

SIP Calculator

Project how a monthly systematic investment could grow at an assumed rate of return.

%
Estimated maturity value
Invested Returns
Total invested
Estimated returns
Instalments
Illustrative only. Returns fluctuate and are not guaranteed; this assumes a constant annual return compounded monthly.

Want the exact numbers?

These calculators are a starting point. Our team can work through your actual position and tell you what it means — open 24 hours, all days.