Key Takeaways
- No statute fixes the rate. CA fees in Mumbai are agreed between you and the firm and recorded in an engagement letter, so scope decides the price.
- The range is wide: from ₹1,000 to ₹3,000 for a simple salaried return to ₹15,000 or more every month for virtual CFO support.
- Compare like with like. Quotes are normally exclusive of GST at 18 per cent, government fees, stamp duty and MCA charges, so a ₹10,000 quote and a ₹11,500 quote can be the same price.
- Records are the cheapest lever. Volume, complexity, urgency and the condition of your books drive the quote, and clean, reconciled records lower it.
- The cheapest quote is rarely the cheapest outcome. Late fees and penalties under Sections 234F, 234E and 271B, and ₹100 per day on late ROC forms, can exceed the fee you saved.
- Bundle and get it in writing. An annual retainer usually lowers the per-task rate; collect at least three written proposals and compare scope, not just the rupee figure.
This guide sets out the usual CA fees in Mumbai for every major service, explains what pushes a quote up or down, and shows how to compare proposals without paying for work you do not need. N D Savla & Associates, a Chartered Accountant firm in Andheri East, Mumbai, wrote it for salaried individuals, startup founders, MSME owners and finance heads who want a realistic budget before they call a CA. The ranges below are market indicators, not the rate card of any one firm.
Price OverviewHow Much Does a CA Charge in Mumbai in 2025?
A CA in Mumbai typically charges ₹1,000 to ₹3,000 for a basic salaried return, ₹1,500 to ₹5,000 for GST registration, ₹8,000 to ₹20,000 for private limited company incorporation and ₹15,000 to ₹1,00,000 or more per month for virtual CFO work. People who ask how much does a CA charge in Mumbai usually want a single number, but fees move with scope, so the table below gives a range for each service. All figures are professional fees only. Government fees, stamp duty and GST at 18 per cent on the CA's fee are extra. Knowing the full range of CA fees in Mumbai before you call saves time at the first meeting.
| Service | Typical professional fee in Mumbai (excl. GST) | What moves the price |
|---|---|---|
| ITR, salaried (simple) | ₹1,000 – ₹3,000 | Number of Form 16s, deductions claimed |
| ITR with capital gains or house property | ₹3,000 – ₹8,000 | Number of transactions and schedules |
| ITR, business or professional (presumptive) | ₹3,000 – ₹10,000 | Turnover, books maintained |
| Tax audit under Section 44AB | ₹10,000 – ₹40,000 | Turnover, ledgers, record quality |
| GST registration | ₹1,500 – ₹5,000 | Constitution of business, places of business |
| GST returns (GSTR-1 and GSTR-3B) | ₹1,000 – ₹3,000 per month | Invoice volume, ITC reconciliation |
| Private limited company incorporation | ₹8,000 – ₹20,000 | Directors, capital, name approval attempts |
| LLP incorporation | ₹6,000 – ₹15,000 | Number of partners, agreement drafting |
| Annual ROC filing, private limited company | ₹10,000 – ₹30,000 | Financials ready, director KYC count |
| Statutory audit, small company | ₹15,000 – ₹50,000 | Turnover, transactions, branches |
| Bookkeeping | ₹3,000 – ₹15,000 per month | Vouchers, bank accounts, software |
| TDS return | ₹1,500 – ₹5,000 per quarter | Number of deductees and sections |
| Payroll management | ₹100 – ₹300 per employee per month | Headcount, PF, ESI, state-wise tax |
| CA certificate (net worth, turnover) | ₹1,500 – ₹5,000 | Verification effort, bank format |
| Virtual CFO | ₹15,000 – ₹1,00,000+ per month | Scope, reporting depth, partner time |
Professional fees only, excluding GST at 18 per cent, government fees and stamp duty. Ranges are market indicators, not the rate card of any one firm.
The table reflects what practices across Mumbai quote, from Andheri and Borivali to Fort and Bandra Kurla Complex. A solo practitioner near a railway station and a multi-partner firm with sector teams price the same filing differently, and both can be right for the client they serve. Treat any single figure for CA fees in Mumbai as a starting point for discussion. Businesses that bundle GST, TDS and bookkeeping under a single accounting and tax compliance engagement usually pay less per filing than those who buy each task separately, because the firm plans the monthly workload once.
Note. Quotes from CA firms are normally exclusive of GST at 18 per cent, government fees, stamp duty and MCA charges. Ask whether a figure is inclusive or exclusive before you compare CA fees in Mumbai across two proposals, otherwise a ₹10,000 quote and a ₹11,500 quote can turn out to be the same price.
What Factors Decide CA Fees in Mumbai?
Scope, transaction volume, business complexity, deadline pressure and the seniority of the team handling the file decide CA fees in Mumbai more than any other factors. A firm prices a task by estimating the hours each level of staff will spend and adding its overheads, so anything that adds hours adds to the quote.
Volume comes first. A trader who issues 40 invoices a month and one who issues 4,000 file the same GSTR-1, yet the second client costs several times more to serve. Complexity is next: multi-state GST registrations, foreign remittances, stock valuation and related-party transactions all call for senior review. The condition of your records matters just as much. A CA who receives reconciled books charges for filing, while a CA who receives six months of unposted entries charges for cleanup first. Clean records are the cheapest way to lower CA fees in Mumbai.
Urgency and structure complete the picture. A bank sanction due next week costs more than the same certificate requested a month ahead. A retainer lowers the per-task rate because the firm can plan its workload, while one-off assignments carry a premium. Location inside Mumbai changes office overheads, but the number of hours still decides CA fees in Mumbai.
Tax & AuditWhat Is the Fee of a CA for ITR Filing, Tax Audit and Notices in Mumbai?
CA fees for ITR filing in Mumbai start near ₹1,000 for a simple salaried return and rise with capital gains, business income, foreign assets and notices. Tax audit fees in Mumbai typically sit between ₹10,000 and ₹40,000 for small and mid-sized businesses.
A salaried individual with one employer pays the least. Capital gains from shares or property, rental income and brought-forward losses add schedules and hours, which is why CA fees for ITR filing in Mumbai reach ₹8,000 or more for such returns. Business and professional returns depend on whether the taxpayer follows the presumptive scheme under Sections 44AD and 44ADA or maintains full books, and CA fees in Mumbai for those returns follow that choice.
Section 44AB of the Income Tax Act, 1961 makes a tax audit compulsory when business turnover exceeds ₹1 crore, or ₹10 crore where cash receipts and cash payments each stay within 5 per cent, and when a professional's gross receipts exceed ₹50 lakh. Tax audit fees in Mumbai reflect turnover, the number of ledgers and the quality of records. Taxpayers who need a CA for income tax audit should expect the fee to cover Form 3CA or 3CB and Form 3CD, while the return filing itself is usually quoted separately, so ask for both figures when you compare CA fees in Mumbai.
Notice work is priced on its own. A reply to an intimation under Section 143(1) can take an hour, but a scrutiny reply under Section 143(2) or a reassessment notice under Section 148 takes days of document work, so fees range from ₹3,000 to ₹25,000 or more. These notice charges sit on top of regular CA fees in Mumbai for filing.
Important. A low quote does not remove the cost of compliance; it moves the cost to penalties. Missing a tax audit attracts a penalty under Section 271B of the lower of 0.5 per cent of turnover or ₹1,50,000, which can be several times the tax audit fees in Mumbai that a timely audit would have cost. A late return carries a fee under Section 234F of up to ₹5,000. Pay for timely work rather than the cheapest filing.
What Are CA Charges for GST Registration and GST Return Filing in Mumbai?
GST registration fees in Mumbai typically run ₹1,500 to ₹5,000, and CA fees for GST return filing typically run ₹1,000 to ₹3,000 per month for small businesses. The price depends on invoice volume and how much input tax credit reconciliation the file needs.
The Central Goods and Services Tax Act, 2017 requires registration once aggregate turnover crosses ₹40 lakh for suppliers of goods or ₹20 lakh for suppliers of services in Maharashtra, and the government charges no fee for the registration itself, so GST registration fees in Mumbai cover only the CA's work: document review, the online application and replies to any departmental query. These are the CA fees in Mumbai that most small businesses meet first.
After registration, CA fees for GST return filing depend on invoice volume. A small business with a few dozen invoices pays ₹1,000 to ₹3,000 per month for GSTR-1 and GSTR-3B. A high-volume trader or manufacturer that needs credit matched against GSTR-2B pays more. The annual return in Form GSTR-9 typically costs ₹5,000 to ₹15,000, and replies to GST notices are quoted separately. CA fees for GST return filing usually fall when an annual retainer replaces month-by-month billing.
Incorporation & ROCWhat Does a CA Charge for Company Registration and ROC Compliance in Mumbai?
CA charges for company registration in Mumbai typically run ₹8,000 to ₹20,000 for a private limited company and ₹6,000 to ₹15,000 for an LLP, excluding government fees and stamp duty. These CA fees in Mumbai buy a correct first-time filing, which costs less than correcting a rejected application.
The professional fee covers name reservation, the SPICe+ application, drafting the memorandum and articles, and obtaining the certificate of incorporation, PAN and TAN. Government fees, stamp duty under the Maharashtra Stamp Act and digital signature charges are extra. Opening a current account and registering for GST, Udyam or Shop and Establishment are add-ons. CA charges for company registration in Mumbai differ between firms mainly because of what each firm bundles into the quote.
Compliance does not end at incorporation. Every company must file financial statements in Form AOC-4 and an annual return in Form MGT-7 under the Companies Act, 2013, and every LLP must file Form 8 and Form 11 under the Limited Liability Partnership Act, 2008. A private limited company typically pays ₹10,000 to ₹30,000 a year for annual ROC compliance, including director KYC. Late filing attracts an additional fee of ₹100 per day, which keeps growing until the form is filed. Founders should budget for these annual charges together with CA charges for company registration in Mumbai when planning the first year.
Recurring ComplianceWhat Are the Fees for Statutory Audit, Bookkeeping, TDS Returns and Payroll in Mumbai?
Statutory audit fees in Mumbai for a small company typically run ₹15,000 to ₹50,000 a year, bookkeeping charges in Mumbai run ₹3,000 to ₹15,000 per month, TDS return filing charges run ₹1,500 to ₹5,000 per quarter, and payroll management charges in Mumbai run ₹100 to ₹300 per employee per month. Together these recurring items make up most of the annual CA fees in Mumbai that a small company pays.
Every company must appoint an auditor under Section 139 of the Companies Act, 2013, whatever its turnover or profit, which makes statutory audit fees in Mumbai a fixed annual cost for every private limited company. Statutory audit fees in Mumbai rise with turnover, transaction count and the number of branches.
Bookkeeping charges in Mumbai depend on the number of vouchers and bank accounts. A business that hands over monthly bookkeeping in Tally or Zoho Books usually saves on year-end rework, because the audit and the tax return then start from clean ledgers, and bookkeeping charges in Mumbai drop further when the same firm also files the returns.
TDS return filing charges follow the number of deductees and sections in quarterly Forms 24Q and 26Q, and TDS return filing done late attracts a fee under Section 234E of ₹200 per day, capped at the amount of the TDS. Budget for TDS return filing charges every quarter, because the late fee costs more than the filing.
Payroll management charges in Mumbai cover salary computation, payslips, PF, ESI, professional tax and TDS on salary, and firms that run payroll management often quote a flat ₹3,000 to ₹10,000 per month for small teams. Payroll management charges in Mumbai per employee fall as headcount grows.
Certification & AdvisoryWhat Do CA Certificates and Virtual CFO Services Cost in Mumbai?
CA certificate fees in Mumbai typically run ₹1,500 to ₹5,000 for net worth and turnover certificates, while virtual CFO fees in India typically start near ₹15,000 per month and pass ₹1,00,000 for larger businesses.
Net worth, turnover and fund utilisation certificates are short engagements, but they carry professional responsibility. CA certificate fees in Mumbai follow the verification effort rather than the page count. The CA verifies the records and signs with a UDIN generated on the ICAI portal, and banks, visa consulates, tender authorities and donors usually prescribe the format. A Form 15CB certificate for a foreign remittance costs ₹2,500 to ₹7,500. Applicants who need CA certification services should send the format and the deadline together, since both affect CA certificate fees in Mumbai.
Virtual CFO fees in India depend on how much of the finance function the business outsources. A lighter package of monthly MIS, budgeting and cash-flow review sits near ₹15,000 per month, while a fuller package with fundraising support, board reporting and team oversight crosses ₹1,00,000. Founders who want CFO services typically choose a retainer because it caps the monthly spend, and virtual CFO fees in India are easier to forecast under a retainer. Retainer-based services like these are now a large part of CA fees in Mumbai for growing firms.
ContextHow Have CA Fees in Mumbai Changed Since 1991?
CA fees in Mumbai have moved from a few large audit assignments before 1991 to a set of per-service and retainer fees today, because compliance has grown from an annual event into a monthly one.
Before 1991 — A Single Annual Audit Fee
Before 1991, a Mumbai CA's practice rested on statutory audit under the Companies Act, 1956 and assessment work under the Income Tax Act, 1961. Work arrived as large annual assignments, the profession was regulated by the Institute of Chartered Accountants of India under the Chartered Accountants Act, 1949, and fees followed the size of the audit, so CA fees in Mumbai were largely a single annual figure.
1991 to 2006 — From One Fee to a Menu of Fees
The 1991 reforms changed the mix. Service tax arrived in 1994, the Foreign Exchange Management Act, 1999 replaced FERA, transfer pricing rules followed in 2001, and online filing and the MCA21 programme in 2006 moved returns onto portals. Each addition created a new billable service, so the single audit fee gave way to separate fees for tax, FEMA, ROC and certification work, and CA fees in Mumbai became a menu of prices rather than one.
2013 Onwards — Monthly Compliance and Retainers
The present structure took shape with the Companies Act, 2013, the GST regime from 1 July 2017 and faceless assessments from 2020. Monthly GST and TDS cycles favour retainers, and the Institute of Chartered Accountants of India introduced the Unique Document Identification Number in 2019, which ties each certificate to a verifiable record and has made scope and responsibility part of every quote.
How Do You Compare CA Quotes and Choose the Right CA in Mumbai Step by Step?
You compare CA quotes by listing your exact needs, gathering your numbers, collecting at least three written proposals and judging each on scope and credentials rather than price alone. The six steps below keep the comparison fair, because comparing CA fees in Mumbai only works when every quote covers the same scope.
List the Exact Services You Need
Write down every task, such as monthly GST, quarterly TDS, annual audit and ROC filing. A vague request produces a vague quote, and vague quotes grow later. Precise lists keep CA fees in Mumbai predictable.
Collect Your Numbers Before You Ask
Note turnover, monthly invoice count, number of employees, GST registrations and bank accounts. A CA who sees these figures can quote CA fees in Mumbai accurately on the first call.
Request Written Quotes From at Least Three Firms
Ask each firm for scope, timeline and fee in writing. Include one small practice and one larger firm so you see the spread of CA fees in Mumbai for your size of business.
Compare Scope, Not Just the Rupee Figure
Check whether notice replies, revised returns, GST reconciliations and calls with the team are inside the fee. A cheaper proposal that leaves these out often costs more by year-end.
Verify the CA's Credentials
Confirm the ICAI membership number and the firm registration number, and check that certificates carry a UDIN. An ICAI-registered firm answers these questions without hesitation.
Sign an Engagement Letter and Review After One Quarter
Put the scope, fee, payment dates and deadlines in a signed letter in line with Standard on Auditing 210 practice. After three months, check whether deadlines were met and whether the CA fees in Mumbai you agreed still match the work done.
Frequently Asked Questions About CA Fees in Mumbai
How much does a CA charge in Mumbai for filing an income tax return?
A CA in Mumbai typically charges ₹1,000 to ₹3,000 for a simple salaried return with one Form 16, ₹3,000 to ₹8,000 when capital gains or house property income is involved, and ₹3,000 to ₹10,000 for a business or professional return under the presumptive scheme. CA fees for ITR filing in Mumbai rise with the number of transactions, foreign assets and the condition of your records. These CA fees in Mumbai exclude GST at 18 per cent. Filing late costs more than the CA's fee, because Section 234F levies up to ₹5,000.
What is the fee for GST registration in Mumbai?
GST registration fees in Mumbai typically range from ₹1,500 to ₹5,000, depending on whether the applicant is a proprietor, partnership, LLP or company and how many places of business must be declared. The government charges no fee for the registration itself. The Central Goods and Services Tax Act, 2017 makes registration compulsory once aggregate turnover crosses ₹40 lakh for suppliers of goods or ₹20 lakh for suppliers of services in Maharashtra. Most CA fees in Mumbai for registration are quoted as a flat amount.
Is there a fixed government fee scale for Chartered Accountants in India?
No. No statute or government notification fixes one fee for a Chartered Accountant's private work, so CA fees in Mumbai are agreed between the CA and the client. The Institute of Chartered Accountants of India regulates professional conduct under the Chartered Accountants Act, 1949, and Standard on Auditing 210 requires the terms of an audit engagement to be agreed in writing. Only government charges, such as MCA filing fees and stamp duty, follow a prescribed schedule.
Can I negotiate CA fees in Mumbai?
Yes, and the most effective way is to adjust the scope rather than press for a lower figure. Bundling GST, TDS and bookkeeping into one annual retainer, handing over clean and timely records, and agreeing a fixed number of notice replies typically reduces the per-task rate. Always ask for a written proposal that lists inclusions. Treat quotes far below the market with caution, because under-priced work usually returns as missed deadlines and extra billing.
Who decides CA fees in Mumbai and how is the fee agreed?
The Chartered Accountant or CA firm decides the fee, and the client accepts it through a proposal or engagement letter. A firm typically estimates the hours each level of staff will spend, adds overheads, and quotes either a fixed fee for a defined task or a monthly retainer for recurring compliance. For company audits, Section 142 of the Companies Act, 2013 requires the auditor's remuneration to be fixed by the company in general meeting or in the manner its members decide.
Do CAs charge GST on their fees in Mumbai?
Yes. Professional services by a Chartered Accountant attract GST at 18 per cent, and a CA firm registered under GST adds it to the invoice. Most CA fees in Mumbai are quoted exclusive of GST, so a fee of ₹10,000 becomes ₹11,800 on the bill. A payer who is liable to deduct tax must also withhold TDS under Section 194J of the Income Tax Act, 1961, generally at 10 per cent, once payments cross the prescribed annual limit.
Need Professional Help with CA Fees and Services in Mumbai?
N D Savla & Associates, a Chartered Accountant firm at Ashok Premises, Nicholas Road, Andheri East, Mumbai, shares a written fixed-fee proposal after a free first consultation, so you know the exact CA fees in Mumbai for your scope before work begins.
Suite No.102, L1, Ashok Premises, Nicholas Road, Andheri East, Mumbai - 400069
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