Chartered Accountant Services for NBFC Companies in India
Non-Banking Financial Companies operate under intense regulatory oversight from the RBI while managing credit risk, capital adequacy, and strict reporting obligations. Even small compliance gaps can lead to penalties, inspections, or licence issues.
At N D Savla & Associates, we provide specialised Chartered Accountant services for NBFCs, helping you meet RBI requirements, maintain financial discipline, and operate with confidence.
Who This Service Is For
Our NBFC-focused CA services are suitable for:
Registered NBFCs
NBFC–MFIs and microfinance companies
Asset finance and loan companies
Investment and holding NBFCs
NBFC–Account Aggregators
NBFCs in startup and expansion stages
Whether you are newly registered or an operating NBFC, regulatory accuracy is non-negotiable.
Key Compliance Challenges for NBFCs
NBFCs commonly face:
Strict RBI reporting and compliance timelines
Capital adequacy and leverage monitoring
Asset classification and provisioning norms
Fair practices code and regulatory disclosures
Complex accounting for loans, interest, and NPAs
Statutory audit and RBI inspection readiness
Frequent regulatory changes and circulars
We ensure compliance is structured, timely, and defensible.
Our CA Services for NBFC Companies
1. Accounting & Financial Reporting
NBFC-specific accounting framework
Loan portfolio accounting and interest recognition
Asset classification and provisioning support
Periodic MIS and regulatory reporting
2. RBI Compliance & Returns
Ongoing RBI compliance management
Preparation and filing of RBI returns
Support during RBI inspections
Compliance reviews and gap analysis
3. Statutory Audit & Assurance
Statutory audit for NBFCs
Tax audit
Internal audit and concurrent audit support
Risk and compliance audits
4. Income Tax & TDS Compliance
Corporate tax planning for NBFCs
TDS on interest and professional payments
Advance tax computation
Income tax return filing and assessments
5. NBFC Registration & Structuring Support
NBFC registration advisory
Support for takeover and restructuring
Capital structuring and compliance planning
Advisory for new NBFC models
6. Regulatory & Advisory Support
Support for policy drafting and disclosures
Compliance monitoring frameworks
Ongoing advisory on RBI circulars
Assistance during regulatory queries
Why NBFCs Choose N D Savla & Associates
NBFC compliance demands precision, experience, and regulatory awareness.
Clients work with us because:
Strong understanding of RBI regulations
Experience across different NBFC categories
Structured compliance and reporting processes
Proactive approach to regulatory changes
Reliable support during audits and inspections
We act as a long-term compliance partner, not just a filing service.
When Should an NBFC Engage a CA?
You should engage a CA if:
You are applying for NBFC registration
Your loan portfolio is growing
RBI compliance requirements feel overwhelming
You are preparing for inspection or audit
You have received notices from regulators
Early engagement reduces regulatory risk significantly.
FAQs – CA Services for NBFC Companies
Do NBFCs require statutory audit every year?
Yes. All NBFCs are required to undergo statutory audit as per applicable laws.
Are NBFCs subject to RBI inspections?
Yes. RBI conducts inspections to review compliance, governance, and financial health.
Can you assist with NBFC registration?
Yes. We provide advisory and compliance support throughout the NBFC registration process.
How is income tax calculated for NBFCs?
Income tax is calculated as per applicable provisions, considering interest income, provisions, and deductions.
Do you support NBFCs with ongoing compliance?
Yes. We provide continuous compliance and advisory support.
