Ongoing RBI & ROC Compliance by N D Savla & Associates

Here’s the reality.
NBFC compliance isn’t an annual event. It’s a year-round responsibility.

Even a single missed return or delayed filing can trigger RBI scrutiny, penalties, or restrictions on operations. Many NBFCs don’t fail because of bad business. They fail because compliance slips through the cracks.

At N D Savla & Associates, we manage NBFC annual and ongoing compliance so promoters and management don’t have to chase deadlines or worry about regulatory gaps.

What Are NBFC Annual Compliance Requirements?

Every RBI-registered NBFC must comply with:

• RBI periodic returns

• Companies Act compliances

• Statutory audit requirements

• Governance and disclosure norms

These apply even if the NBFC has limited or no business activity.

Compliance is non-negotiable.

Our NBFC Annual Compliance Services

1. RBI Returns & Reporting

We handle all applicable RBI filings, including:

• NBS returns

• Prudential norms reporting

• Asset classification and provisioning disclosures

• Capital adequacy reporting

• Other periodic RBI submissions

All filings are reviewed for accuracy and consistency before submission.

2. ROC & Companies Act Compliance

Our services cover:

• Annual ROC filings

• Board meeting and AGM compliances

• Maintenance of statutory registers

• Director-related filings

• Event-based compliance support

We ensure alignment between RBI and ROC records to avoid red flags.

3. Statutory Audit & Coordination

We assist with:

• Audit preparation and documentation

• Auditor coordination

• Resolution of audit observations

• Compliance alignment post-audit

The aim is clean audit reports with no recurring remarks.

4. Policy Review & Governance Support

We help NBFCs:

• Review and update internal policies

• Ensure Fair Practices Code compliance

• Strengthen internal control frameworks

• Maintain inspection-ready documentation

Good governance reduces regulatory friction.

5. Compliance Calendar & Monitoring

We set up:

• Annual compliance calendars

• Periodic reminders and checkpoints

• Filing status tracking

• Management-level compliance reporting

Nothing is left to memory or chance.

Who Needs Annual Compliance Support?

• Active NBFCs with lending operations

• Newly registered NBFCs

• Dormant or low-activity NBFCs

• Group NBFCs under consolidation

• NBFCs preparing for RBI inspection or takeover

If you hold an NBFC license, compliance applies.

Why Choose N D Savla & Associates?

NBFC compliance demands consistency, not crisis management.

• Strong experience with RBI-regulated entities

• Clear understanding of evolving RBI norms

• Practical, execution-focused approach

• Single-point accountability

• Transparent process and timely reporting

We don’t just remind you. We take responsibility.